Calculator

Malta salary calculator

Gross to net pay after income tax and employee social security. Tax and NI are worked out separately and shown side by side.

Gross salary (€)

Per

Annual equivalent: €30,000.00.

Tax year

Which best describes you?

This helps us choose the right income-tax rates. You can check or change the calculation before viewing your results.

Single (no qualifying children)

Using: Individual rates (eligibility subject to confirmation)

Why this applies

This is the schedule you selected, not an eligibility decision. Children generally qualify up to 18, or up to 23 in full-time education, subject to custody, maintenance and residence conditions. Married rates do not automatically combine two salaries. Non-resident and special regimes need a separate check.

Check full eligibility and MTCA sources

Date of birth

Under 18 Student worker Add statutory bonuses (€512.52/year) — entered pay excludes them

Full-year, steady-pay scenario only. Disable bonus additions if your amount already includes them; add COLA only if it is not already in pay. NI uses basic pay ÷ 52 over 52 weeks. Bonus amounts and their payroll treatment require official confirmation; part-time and part-year proration are not modelled. Nothing you enter leaves your browser.

Income tax (2026)

€4,228.13

Employee NI (Cat. D)

€2,908.36

Estimated net pay

€23,376.03

	Week	Month	Year
Gross salary	€576.92	€2,500.00	€30,000.00
Income tax on salary	-€78.85	-€341.67	-€4,100.00
National Insurance	-€55.93	-€242.36	-€2,908.36
Salary less tax and NI	€442.15	€1,915.97	€22,991.64
Statutory bonuses	€9.86	€42.71	€512.52
Tax on bonuses	-€2.46	-€10.68	-€128.13
Estimated net pay	€449.54	€1,948.00	€23,376.03

Effective tax rate 13.9% · marginal rate 25% · monthly figures are yearly ÷ 12

2026 published tax rates.

Tax rates used: 2026 (published) · NI rates used: 2026 (published)

Rate provenance

Requested year: 2026; computation: single; regime: resident-individual. Eligibility remains subject to the qualifying rules.

MTCA: Tax rates for individuals 2026 · checked 2026-10-26

National Insurance uses the published 2026 contribution schedule. Contribution schedule year: 2026.

1. Gross to netGross, less income tax, less employee NI.

2. Net, tax and NI by yearTax and National Insurance resolve their schedules independently. Published selected-year tax rates take priority; otherwise the latest preceding matching tax schedule is carried forward as an estimate. NI uses each class’s latest preceding published schedule. Actual liability may differ.

3. Effective and marginal tax rateIndividual rates, 2026.

4. Income tax by yearPublished or explicitly carried-forward matching schedules; constant income scenario.

Data behind charts 2 and 4
Year	Income tax	Employee NI	Net	Tax schedule	NI schedule
2026	€4,228.13	€2,908.36	€23,376.03	2026	2026
2027	€4,228.13	€2,908.36	€23,376.03	2026 carried forward	2026 estimate
2028	€4,228.13	€2,908.36	€23,376.03	2026 carried forward	2026 estimate

Same gross salary by default. COLA additions are disabled. 2027 versus 2026: income-tax change €0.00; estimated net-income change €0.00.

How this calculator works

Income tax is charged in bands: each slice of income is taxed at its own rate, then checked against MTCA's printed "rate and subtract" figures. The top rate is never applied to all of your income.

2026 rates for single, married and parent computations come from MTCA. Verified 2027 and 2028 tables exist for families with children; other matching computations use the latest preceding verified schedule as an estimate (Budget Speech 2026, printed pp. 16 to 22; confirmed in the Diskors tal-Budget 2027, pp. 36 to 40). Social security uses the latest preceding published Class 1 schedule, currently 2026; carried-forward rates are estimates. Deductions, allowances, fringe benefits and part-time rates are not applied.

Self-employed? Use the self-employed calculator. Hiring? See employer cost.